Spared makes a withdrawal from your checking account every time your round ups* total $10.00 (therefore, $10.00 is your round up goal). We refer to this as your round up goal!

*Round-ups are the difference between what you paid for a product or service ($3.70 for a large cold brew) and the nearest even dollar ($4.00). So that $3.70 cold brew generates $0.30 in round-ups to be paid towards your student loan.